Nine free calculators for Ontario home buyers, renters and business tenants, in English and Arabic. Each one uses rules read at the official source, and shows the date they were checked.
Affordability calculatorThe home price you may qualify for, with the stress test.Rent or buy calculatorRent or buy? The full cost of both, year by year.Land transfer tax calculatorOntario and Toronto, with first-time buyer refunds.Closing costs calculatorThe cash you need on closing day.Down payment and mortgage insuranceThe minimum down payment and the CMHC premium.FHSA and Home Buyers’ Plan plannerWhat you could save toward a down payment.New-build HST rebate calculatorThe tax left after the federal and Ontario rebates.Rent increase calculatorThe most your rent can go up under Ontario’s guideline.Commercial lease calculatorNet rent, TMI and HST as a real monthly cost.
These calculators give estimates. They are not financial, mortgage, tax or legal advice. Want the numbers for your own situation? Call or text (647) 465-3710.
General information only – not financial, legal or mortgage advice. Please consult a licensed professional about your own situation.